Property related documents:
Freehold properties-
– Ownership Deed (photocopy)
– Baya Deed for at least 25 years, if any (photocopy)
– Development Agreement/ Joint Venture Agreement with the landowner/developer
– Power of attorney (if any)
– Deed of agreement between Seller and Developer (Flat Purchase).
– All money receipt photocopy for flat purchase.
– Engineering Certificate.
– Construction estimation cost for self-construction.
– Recent Survey Report (i.e. Math Parcha Duly attested)
– CS, SA, RS Parcha (PS, BS, RS Parcha- only applicable for Chittagong)
– Dhaka city jorip.
– AC land Mutation Parcha and Mutation Proposal Sheet
– Duplicate Carbon Receipt (DCR) with Mutation Order Sheet
– Up to date Municipality Tax Receipt.
– Up to date Land Tax Receipt.
– Non-Encumbrance Certificate (NEC)
– Approved Plan/ Layout Plan and Approval Letter by RAJUK/ CDA/ Concerned Authority
– Any other documents as advised by the LBF’s lawyer
Leasehold properties-
– Lease Deed/ Ownership Deed (photocopy)
– Final Allotment letter from RAJUK/MOW/NH/CDA Authority.
– Title deed copy (If present owner not 1st lessee).
– Sale/ Heba permission letter from concern authority.
– Baya Deed for at least 25 years, if any (photocopy)
– Development Agreement/ Joint Venture Agreement with the landowner/developer
– Power of Attorney (if any)
– Deed of agreement between Seller and Developer (Flat Purchase).
– All money receipt photocopy for flat purchase.
– Engineering Certificate.
– Construction estimation cost for self-construction.
– Deed of agreement between Seller and Developer (Flat Purchase).
– All money receipt photocopy for flat purchase.
– Power of Attorney Acceptance Letter from the lessor of the property
– Mutation (any one)
i. Mutation Letter from RAJUK/ CDA
ii. Mutation Letter from National Housing Authority (NHA)
iii. Mutation Letter from Ministry of Works
– AC land mutation and Duplicate Carbon Receipt (DCR) with Mutation Order Sheet
– Up to date Municipality Tax Receipt
– Up to date Land Tax Receipt
– Non-Encumbrance Certificate (NEC)
– Approved Plan/ Layout Plan and Approval Letter by RAJUK/CDA/Concerned Authority
– Any other documents as advised by the LBF’s lawyer
Documents from Individual: (Salaried, Business Person. Landlord, Other income source) :
Common documents for all applications-
Applicant:
– Photograph 3 copies (LAB Print )
– Readable NID Copy (Photocopy)
– Readable E-Tin with IT 10 B Copy
– Present Address Electric Bill Copy (Last Month Copy)
– Net Worth Declaration
– Liability Declaration
– CV(Curriculum Vita)
– All Sanctioned letters (If any) except Guarantor
– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor
– Any other documents as advised by the LBF’s requirement
Co-Applicant:
– Photograph 3 copies (LAB Print )
– Readable NID Copy (Photocopy)
– Readable E-Tin with IT 10 B Copy
– Present Address Electric Bill Copy (Last Month Copy)
– Net Worth Declaration
– Liability Declaration
– CV(Curriculum Vita)
– All Sanctioned letters (If any) except Guarantor
– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor
– Any other documents as advised by the LBF’s requirement.
Guarantor:
– Photograph 3 copies (LAB Print )
– Readable NID Copy (Photocopy)
– Readable E-Tin with IT 10 B Copy
– Present Address Electric Bill Copy (Last Month Copy)
– Net Worth Declaration
– Liability Declaration
– CV(Curriculum Vita)
– All Sanctioned letters (If any) except Guarantor
– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor
– Any other documents as advised by the LBF’s requirement
Salaried segment:
– Salary Certificate
– Pay Slip- Last 6 Month
– Salary Statement-Last 1 year
– Office ID Card
– Office Visiting Card
– All Sanctioned letters (If any)
– All Loan Re-Payment Statement (Last One Year)- (If any)
– Any other documents as advised by the LBF’s requirement
Self employed segment (e.g. doctor, engineer, professional accountant, teacher, consultant etc.):
– Self-income declaration
Business segment:
Proprietorship business-
– Trade License- Last 3 years
– Business TIN Certificate
– Business Bank Statement –Last 1 years
– Business Visiting Card
– Business Profile
– Sales Voucher- Last 3 Months
– Sanctioned letter(If any)
– Loan Re-Payment Statement (Last One Year)- (If any)
– Any other documents as advised by the LBF’s requirement
Partnership business-
– Trade License- Last 3 years
– Partnership Agreement (RJSC certified copy)
– Partners Resolution
– Business TIN Certificate
– Business Bank Statement –Last 1 years
– Business Visiting Card
– Business Profile
– Sales Voucher- Last 3 Months
– All Sanctioned letters (If any)
– All Loan Re-Payment Statement (Last One Year)- (If any)
– Any other documents as advised by the LBF’s requirement
Limited Company (Private/Public)-
– Trade License- Last 3 years
– Company TIN Certificate
– Company Bank Statement –Last 1 year
– MOA & AOA (RJSC certified copy)
– Certificate of Incorporation (RJSC certified copy)
– Audited Financial Statement (Last 3 years)
– Audited/Management Account (Latest not before 6 months)
– Board Resolution
– Vat Registration Certificate
– ERC or IRC
– Business Profile
– All Sanctioned letters (If any)
– All Loan Re-Payment Statement (Last One Year)- (If any)
– Any other documents as advised by the LBF’s requirement
Documents for Limited Professional-
– Duly signed and filled up application Form.
– Professional certificate from concerned department or authority
– TIN certificate of applicant & co-applicant
– Recent photographs of the applicant, Co-applicant and guarantors.
– Valuation report.
– Third party CPV report in case outside of Dhaka Division.
– Approval from a competent authority.
Landlord segment:
– Deed of agreement with Tenant / Rental Slip / Rental List of Tenant
– Ownership Proved Documents for rental income
– Income Declaration
– Personal Bank Statement –Last 1 years
– All Sanctioned letters (If any)
– All Loan Re-Payment Statement (Last One Year)- (If any)
– Any other documents as advised by the LBF’s requirement