Property related documents:

Freehold properties-

– Ownership Deed (photocopy)

– Baya Deed for at least 25 years, if any (photocopy)

– Development Agreement/ Joint Venture Agreement with the landowner/developer

– Power of attorney (if any)

– Deed of agreement between Seller and Developer (Flat Purchase).

– All money receipt photocopy for flat purchase.

– Engineering Certificate.

– Construction estimation cost for self-construction.

– Recent Survey Report (i.e. Math Parcha Duly attested)

– CS, SA, RS Parcha (PS, BS, RS Parcha- only applicable for Chittagong)

– Dhaka city jorip.

– AC land Mutation Parcha and Mutation Proposal Sheet

– Duplicate Carbon Receipt (DCR) with Mutation Order Sheet

– Up to date Municipality Tax Receipt.

– Up to date Land Tax Receipt.

– Non-Encumbrance Certificate (NEC)

– Approved Plan/ Layout Plan and Approval Letter by RAJUK/ CDA/ Concerned Authority

– Any other documents as advised by the LBF’s lawyer

Leasehold properties-

– Lease Deed/ Ownership Deed (photocopy)

– Final Allotment letter from RAJUK/MOW/NH/CDA Authority.

– Title deed copy (If present owner not 1st lessee).

– Sale/ Heba permission letter from concern authority.

– Baya Deed for at least 25 years, if any (photocopy)

– Development Agreement/ Joint Venture Agreement with the landowner/developer

– Power of Attorney (if any)

– Deed of agreement between Seller and Developer (Flat Purchase).

– All money receipt photocopy for flat purchase.

– Engineering Certificate.

– Construction estimation cost for self-construction.

– Deed of agreement between Seller and Developer (Flat Purchase).

– All money receipt photocopy for flat purchase.

– Power of Attorney Acceptance Letter from the lessor of the property

– Mutation (any one)

      i. Mutation Letter from RAJUK/ CDA

      ii. Mutation Letter from National Housing Authority (NHA)

      iii. Mutation Letter from Ministry of Works

– AC land mutation and Duplicate Carbon Receipt (DCR) with Mutation Order Sheet

– Up to date Municipality Tax Receipt

– Up to date Land Tax Receipt

– Non-Encumbrance Certificate (NEC)

– Approved Plan/ Layout Plan and Approval Letter by RAJUK/CDA/Concerned Authority

– Any other documents as advised by the LBF’s lawyer

Documents from Individual: (Salaried, Business Person. Landlord, Other income source) :

Common documents for all applications-

Applicant:

– Photograph 3 copies (LAB Print )

– Readable NID Copy (Photocopy)

– Readable E-Tin with IT 10 B Copy

– Present Address Electric Bill Copy (Last Month Copy)

– Net Worth Declaration

– Liability Declaration

– CV(Curriculum Vita)

– All Sanctioned letters (If any) except Guarantor

– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor

– Any other documents as advised by the LBF’s requirement

Co-Applicant:

– Photograph 3 copies (LAB Print )

– Readable NID Copy (Photocopy)

– Readable E-Tin with IT 10 B Copy

– Present Address Electric Bill Copy (Last Month Copy)

– Net Worth Declaration

– Liability Declaration

– CV(Curriculum Vita)

– All Sanctioned letters (If any) except Guarantor

– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor

– Any other documents as advised by the LBF’s requirement.

Guarantor:

– Photograph 3 copies (LAB Print )

– Readable NID Copy (Photocopy)

– Readable E-Tin with IT 10 B Copy

– Present Address Electric Bill Copy (Last Month Copy)

– Net Worth Declaration

– Liability Declaration

– CV(Curriculum Vita)

– All Sanctioned letters (If any) except Guarantor

– All Loan Re-Payment Statement (Last One Year)- (If any) except Guarantor

– Any other documents as advised by the LBF’s requirement

Salaried segment:

– Salary Certificate

– Pay Slip- Last 6 Month

– Salary Statement-Last 1 year

– Office ID Card

– Office Visiting Card

– All Sanctioned letters (If any)

– All Loan Re-Payment Statement (Last One Year)- (If any)

– Any other documents as advised by the LBF’s requirement

Self employed segment (e.g. doctor, engineer, professional accountant, teacher, consultant etc.):

– Self-income declaration

Business segment:

Proprietorship business-

– Trade License- Last 3 years

– Business TIN Certificate

– Business Bank Statement –Last 1 years

– Business Visiting Card

– Business Profile

– Sales Voucher- Last 3 Months

– Sanctioned letter(If any)

– Loan Re-Payment Statement (Last One Year)- (If any)

– Any other documents as advised by the LBF’s requirement

Partnership business-

– Trade License- Last 3 years

– Partnership Agreement (RJSC certified copy)

– Partners Resolution

– Business TIN Certificate

– Business Bank Statement –Last 1 years

– Business Visiting Card

– Business Profile

– Sales Voucher- Last 3 Months

– All Sanctioned letters (If any)

– All Loan Re-Payment Statement (Last One Year)- (If any)

– Any other documents as advised by the LBF’s requirement

Limited Company (Private/Public)-

– Trade License- Last 3 years

– Company TIN Certificate

– Company Bank Statement –Last 1 year

– MOA & AOA (RJSC certified copy)

– Certificate of Incorporation (RJSC certified copy)

– Audited Financial Statement (Last 3 years)

– Audited/Management Account (Latest not before 6 months)

– Board Resolution

– Vat Registration Certificate

– ERC or IRC

– Business Profile

– All Sanctioned letters (If any)

– All Loan Re-Payment Statement (Last One Year)- (If any)

– Any other documents as advised by the LBF’s requirement

Documents for Limited Professional-

– Duly signed and filled up application Form.

– Professional certificate from concerned department or authority

– TIN certificate of applicant & co-applicant

– Recent photographs of the applicant, Co-applicant and guarantors.

– Valuation report.

– Third party CPV report in case outside of Dhaka Division.

– Approval from a competent authority.

Landlord segment:

– Deed of agreement with Tenant / Rental Slip / Rental List of Tenant

– Ownership Proved Documents for rental income

– Income Declaration

– Personal Bank Statement –Last 1 years

– All Sanctioned letters (If any)

– All Loan Re-Payment Statement (Last One Year)- (If any)

– Any other documents as advised by the LBF’s requirement