DBH Home Loan

Bank Summary

DBH Finance PLC. formerly known as Delta Brac Housing Finance Corporation Ltd. is the pioneer, largest, and specialist Housing Finance Institution in the private sector of the country. After commencing operation in 1996 the company has registered commendable growth in creating home ownership in Dhaka and other major cities of the country. At the same time, the company has been playing an active role in promoting the real estate sector to the large cross-sections of prospective clients who had but yet unfulfilled dream of owning a home

Interest Rates
Starting from 8.99% (adjustable rate)
Eligibility Criteria

-Applicants must be between the ages of 25 and 65 years old.

-The minimum monthly gross income required is BDT 35,000.

-Only one guarantor is needed for the loan application.

-Salaried individuals must have at least 2 years of work experience.

-Businessmen must have at least 3 years of business experience.

Features

-The loan amount can be up to 85% of the property value.

-The loan tenure can range from 1 year to 25 years.

-There is a loan processing fee of 1% when applying through Probashirealty.

-There are no hidden charges associated with the loan.

-Partial and full settlement facilities are available, giving borrowers the flexibility to pay off their loan in part or in full before the end of the loan tenure.

Fee Structure

N/A

Documents Required

Documents required for all applicants:

  • Two copies of passport-sized photographs for the applicant and each co-applicant.
  • Copies of national ID card, valid passport, valid trade license, or birth registration certificate for the applicant and each co-applicant.
  • ETIN certificate and latest tax certificate/tax acknowledgment receipt copy.
  • CV or biodata.

Additional documents required for salaried individuals:

  • Self-declaration of income or income certificates from relevant institutions (if applicable).
  • Latest 12-month bank statement.

Additional documents required for self-employed individuals:

  • Trade license of the business.
  • Copies of individual income-tax returns and assessment orders for the last three years, along with the statement of income.
  • Profit and loss account and balance sheet of the business for the last three years.
  • A note providing information on the nature of the business/profession, form of organization, clients, suppliers, etc.
  • Bank statements for the last 12 months.
Contact Us
To apply please fill out this form.
We will contact you soon.
Contact Us
To apply please fill out this form. We will contact you soon.

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