Property related documents:

Freehold properties:

– Deed of Agreement (between Purchase & Seller)

– Deed of Agreement (between Developer and Land owner) if applicable

– Bia-Deed (Chain of Ownership)

– Sale Deed (Last original Sale Deed)

– Power of Attorney (between Land Owner & Developer) if any

– Up to date Ground Rent Receipt (Land Tax Receipt)

– Up to date Municipal Holding Tax Payment Receipt

– Up to date NEC (Non Encumbrance Certificate)

– Mutation Parcha with DCR (Certified by Assistant Commissioner)

– Certified C.S./S.A./R.S. Parcha

– Toshdik by MahanagarJaripParcha

– RAJUK/CDA/Municipality Approval Letter with plan

– Any other documents as required by the Banks appointed Lawyer
Leasehold properties:

– Original Lease Agreement

– Lease Deed (Last ownership deed)

– Bia-Deed (Chain of Ownership)

– Possession handover letter

– Land measurement report

– Power of Attorney (between Land Owner & Developer) if any

– Power of Attorney accepted by the concern authority

– Deed of Agreement between Developer and customer if applicable

– Mutation Parcha with DCR (Accepted by concern authority)

– Up to date Ground Rent Receipt (Land Tax Receipt)

– Up to date Municipal Holding Tax Payment Receipt

– Up to date NEC (Non Encumbrance Certificate)

– Toshdik by Mahanagar Jarip Parcha

– RAJUK/CDA/Municipality Approval Letter with plan

– Any other documents as required by the Banks appointed Lawyer


Salaried Individual:

– National ID Card – APPLICANT & CO-APPLICANT

– 2 copies recent colored photo – APPLICANT & CO-APPLICANT

– Letter of Introduction (LOI) as per EBL format

– Proof of 3-year service experience (if applicant’s employment period in present – service is less than 3 years)

– Latest 3-month Pay Slip showing all breakdowns (if any)

– Latest 12-month Bank statement

– TIN Certificate and latest tax return acknowledgement copy

– CIB undertaking

– Any other document deemed necessary


Business Profile:

– National ID Card – APPLICANT & CO-APPLICANT

– 2 copies recent colored photo – APPLICANT & CO-APPLICANT

– Trade license copy (latest 3-year and inception)

– Certificate of Incorporation (for limited companies)

– Memorandum and Articles of Association, latest Schedule X & XII

(for limited companies)

– Registered Partnership Deed (for partnership business)

– Latest 12-month Bank statement (Company & Self)

– TIN Certificate and latest tax return acknowledgement copy

– CIB undertaking

– Any other document deemed necessary


Documents (Landlords):

– National ID Card – APPLICANT & CO-APPLICANT

– 2 copies recent colored photo – APPLICANT & CO-APPLICANT

Title Deed of rented property

– Valid rental deed copy

– Latest 12-month Bank statement with 30% rental income reflection

– Utility bill copy in the name of applicant for rented property

– TIN Certificate and latest tax return acknowledgement copy

– CIB undertaking

– Any other document deemed necessary


Documents (Professionals):

– National ID Card – APPLICANT & CO-APPLICANT

– 2 copies recent colored photo – APPLICANT & CO-APPLICANT

– Certificate of professional degree and certificate of membership from professional body (for proof of 3-year practice)

– Income declaration

– Latest 12-month Bank statement

– TIN Certificate and latest tax return acknowledgement copy

– CIB undertaking

– Any other document deemed necessary